[vc_row top_margin=”0″ bottom_margin=”0″ css=”.vc_custom_1485200203236{margin-top: 50px !important;}”][vc_column][vc_tta_accordion active_section=”9999999″][vc_tta_section title=”Q: Are pawn loans confidential?” tab_id=”1485199689640-19aa386d-7fd0″][vc_column_text]A: Pawn loans are 100% confidential and regulated by the State of Texas Office of Consumer Credit .[/vc_column_text][/vc_tta_section][vc_tta_section title=”Q: What is the interest rate?” tab_id=”1485199689640-b741d63f-6cf0″][vc_column_text]A: On loans $1,340.00 and under, we charge 10% monthly.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Q: What is the most money you will lend on a single item?” tab_id=”1485199873511-3e302dbe-be2c”][vc_column_text]A: We will loan up to $16,750.00 with an interest rate of 1% per month on certain items.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Q: How long is the loan term for?” tab_id=”1485199871491-8368b0d4-d1a4″][vc_column_text]A: A pawn loan is a 30 day loan with a 30 day grace period that is not free. In other words, your initial loan can go for 60 days before a payment needs to be made.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Q: Do I have to keep the pawn loan for 60 days?” tab_id=”1485199869895-8118d331-ced5″][vc_column_text]A: No. You can pick your item up and pay off your loan whenever you want. You will only be charged for the interest that you owe up to that point.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Q: What do I do if I can’t pay back my loan in the 60 day time frame?” tab_id=”1485199867984-e8cc18fc-4d63″][vc_column_text]A: You can extend the loan in a multitude of ways. You can pay some interest which will extend the time, or you can pay the interest and then pay down the principle.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Q: What if I forget when my loan is due?” tab_id=”1485199866037-18732996-08f3″][vc_column_text]A: We make every effort to help out of clients by sending emails when an item is coming close to being due.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Q: Are my things safe while in pawn with you?” tab_id=”1485199863981-d5606263-5506″][vc_column_text]A: Yes very. We have a state of the art security and storage system. Furthermore, the State of Texas requires all pawn shops to carry fire and theft insurance.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Q: Is there a limit to the amount of loans that a person can have outstanding?” tab_id=”1485199860257-49652316-23d4″][vc_column_text]A: No. Take as many loans as you like.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Q: Do I have to be there in person to make a payment?” tab_id=”1485200053951-401daa64-7c11″][vc_column_text]A: No, State law allows for a person to pay with a certified check or money order.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Q: How long can an item stay in pawn?” tab_id=”1485200051676-bbf859d4-10f2″][vc_column_text]A: As long as you are current on the interest. So for as long as the client wants.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row]
