Pawn Shop Loans At 10% – Half Price Interest
Borrowing Money From A Pawn Shop Should Be Easy And Hassle Free
Have you ever experienced going to a pawn shop and been completely let down with the treatment you received? Why can’t there a pawn shop near me that I can trust that will actually help me out? I did when I was younger, and the answer has almost always been that most shops just didn’t care about anything other than their bottom line. All to often I felt that I was being taken advantage of because I was borrowing money to get through a hard time. I should have been able to borrow a fair and reasonable amount of money near me in Missouri City where I grew up without feeling like I was being taken advantage of. Unfortunately, this wasn’t the case at all. Everywhere I went I would get very low offers and no explanation of how the value was derived. Why was a chain at the jewelry store that cost $1,000.00 only worth $50.00 when I needed help? Not to mention even if I did borrow the $50.00, why was the interest so high? I vowed that one day when I finished school, I was going into the pawn business making the needed changes. So in 2005, with the help of family and friends I opened my shop with the goal of changing the way they do business in my favorite hometown. Nestled on Hwy 6 in the heart of Sugar Land, Heritage Jewelry and Loan was opened with the express purpose of lending folks good money at affordable rates. We opened with the knowledge that needing a helping hand is not a reason to be taken advantage of, ever! We understand that being fair to the consumer is the best thing you can do for your bottom line.
Why Choose Heritage Jewelry & Loan For Your Pawn Shop Needs?
Choosing a company to borrow money from is not always an easy decision. Many factors should come in to play, the two most important should be the trustworthiness of the shop and the interest rate. Every company claims to be the best, but many have a hard time proving that. While we are not claiming we are the best or the biggest; what we can say is we are fair, compassionate, and transparent in our dealings. If you don’t believe us, check out of reviews!! Heritage Jewelry and Loan is the only pawn shop in Sugar Land that is offering half price interest loans on almost anything of value. We are always putting our money where our mouth is and delivering when it counts.
We are the only short term money lending business offering 10% interest rate pawn loans in the greater Fort Bend county area on customer’s collateral. In Sugar Land , we are the only store that is using ever changing technology to truly enhance the pawn experience. Capitalizing on the newest technology lowers our operating costs, so this savings is passed on to the consumer in the form of lower rates on all items. Not only are we lending the most money on jewelry, we also are set up to accept items that most normal pawn shops have a difficulty taking in. We are very versed in antiques and collectables as well as art, so give us a try.
We are also the only shop that offers complete and total safety of not only your goods but of yourself as well. We use the highest grade vaults and UL certified bank grade alarm systems as our first line of defense. Our staffing includes local Police Officers who provide security 24hrs a day ensuring that you will always have a safe and enjoyable experience. We believe that you can’t put a price on safety. You will never feel unsafe and your items will always be secure when they are here. We guarantee nothing less than that.
But What If I went Somewhere Else Before I found You?
If you are in the area, come in and let us help you out. We can easily transfer your loan from a different pawn shop over to us. This is a painless and easy procedure that will save you money in the long run. We will gladly evaluate your current loan at other shops and get you the best deal. Normal savings are 33%-50% per month. This means that there will be more money put in your pocket or less time in loan!! A short drive from just about anywhere on Houston, it is worth your time and effort. Even if you don’t want to transfer the loan, but rather sell us the pawn ticket for more cash, we can help you out. A simple phone call and we can go over every option available to you.
What Separates Us From The Competition?
In a word… INTEREST! We are the only shop in town that specializes in 10% interest loans on most items of value. Try finding a pawn shop that loans money cheaper than we do, it’s almost impossible. We are the only store that uses technology to lower the cost of borrowing while increasing the value to our consumers. We use state of the art programs to allow our customers to keep track and pay their accounts online from their phone with our groundbreaking app! We keep our costs down to pass the savings on to you.
Throughout the years we have embraced the changes that have been coming through the industry. During these times we have accepted the new way of doing business and this has helped us to be able to give more accurate valuations than the competition.
Our pawn industry experience has led us the conclusion that our understanding of the secondary markets allows us to realize the true value of people’s stuff. We have a combined 50 plus years of pawn and jewelry experience that we bring to the shop every day. We invest hundreds of hours training our staff every year to maintain our expertise on jewelry, watches, electronics, musical instruments, and antiques. Basically just about anything that we can research on the Internet we can help you with. Therefore, you know when we give a value it has a basis in fact. The days of arbitrary decisions making about the value of your things by the pawn shop are over. The pawnbrokers at Heritage Jewelry and Loan will take time walking the customer through the entire loan process. We explain how we come up with the value and keep you informed. The way things should be done in the digital age.
Our Goal
Our goal is simple, to be lending out the most money we can. Therefore, there isn’t a reason to short change our valued customers. With that in mind, there’s NEVER any CREDIT CHECKS or limits to the amount of money we can let an individual borrower. Everything is based on the value of the collateral that is pledged to secure the loan. All transactions are held in the strictest of confidence.
Most importantly, we want to develop longer term relationships with our customers. We do this by providing a friendly and empathetic atmosphere free from judgment and harassment. We treat everyone the same, like we would want our mother treated….and in Texas, nobody messes with momma!!![/vc_column_text][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1485195860795{margin-top: 0px !important;margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;}”][vc_column_text]
Transfer Your Pawn Loan To Us Now And Save Money. Call Us Now To Learn More.
Proudly Serving Sugar Land, Missouri City, Rosenberg, Richmond, Stafford and Houston Areas
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Loans On Anything of Value
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Lowest Interest Rates Charges of 10% (120%APR)!
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Sell Us Anything of Value For Cash
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Sell Us Your Unwanted Jewelry
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Sell Us Your Antiques
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Sell Us your Art Work
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Broken Gold / Scrap Gold & Silver Buyers
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Watch Repairs & Restorations
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Diamond Buyers & Sellers
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Watch Buyers & Sellers
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Vintage Stereo Buyers
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Guitar & Musical Instrument Buyers
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Silver & Gold Coin Buyers & Sellers
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Buy, Sell, & Loan On Guns
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FFL Transfers
- NRA Business Members
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National Association of Pawnbroker’s Member
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Only Shop In the Area That Allows Payments Through Our Own Secure App.
Heritage Jewelry & Loan is family owned and has been operating in the fine jewelry and watch business since 1998.
[/vc_column_text][/vc_column][/vc_row][vc_row equal_height=”yes” fullwidth=”yes” fw_columns=”yes” fw_same_height=”yes” top_margin=”0″ bottom_margin=”0″ background_color=”#f3f3f3″ css=”.vc_custom_1485198764926{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_column width=”1/2″ css=”.vc_custom_1507326940998{padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 3px !important;padding-left: 30px !important;}”][vc_column_text]OUR CASH LOANS UP TO $1,420.00 ARE ONLY 10% INTEREST PER MONTH FOR ALL ITEMS!!!
Lending more cash to customers on anything of value! Therefore, Jewelry, gold, electronics, coins, antiques, guitars, musical equipment, sunglasses, watches, and much more are worth piles of cash. Call now for more details![/vc_column_text][vc_separator color=”black”][vc_column_text]
ALL TRANSACTIONS ARE HELD IN THE STRICTEST OF CONFIDENCE.
- Making payments by either cash, credit cards or debit cards is easy to do.
- Customers can access their accounts securely from their phones with our new App.
- Interest rate changes are something you will never be dealing with.
- There are no hidden fees with any transaction. You only pay the interest and principle.
- You can keep extending the time you need by paying the current interest.
- There are no limits on the numbers of pawns a customer can have at any time.
- Paying the interest over the phone is an option.
- Transfer your high interest rate loans to our half price loan center in most cases and receive money back.
- Sell us your old pawn ticket for more cash
We are one of the few stores that allows credit cards for payments for extensions and renewals. Therefore, the extension process can be done via Paypal or over the phone with your major credit card. You will never pay any additional service or convince fees for using your credit card to make your payment. Furthermore, there are never any penalties for picking up you item early. As a result, you only pay for what you are using in terms of time.
We also have teamed up with Bravo Pawn Systems to offer some of the most cutting edge solutions to our customers. We now have an app that allows our clients to see the status of their accounts in real time. This will allow them to make payments, see due dates, estimate payments all from the their iOS or Android phone. Saving people time and money is what we do best and this is just another way that we stand out from the competition.
If a customer chooses to not to repay the money, there are no consequences for the borrower other than the forfeiture of their pledged item. No credit implications at all to the borrower. These type of transactions DO NOT affect the borrowers credit score at all. No changes in the interest rate are allowed. All borrowers are charged the same rate regardless of past payments.
For up to date information on the amount needed to extend your loan, please contact our office at 281-265-6747, we are glad to help.[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row_content_no_spaces” equal_height=”yes” content_placement=”top” fullwidth=”yes” top_margin=”0″ bottom_margin=”0″ css=”.vc_custom_1485999230898{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}” background_color=”#ffffff”][vc_column css=”.vc_custom_1485197494009{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 50px !important;padding-bottom: 50px !important;}”][vc_column_text css=”.vc_custom_1518894828397{background-color: #ffffff !important;}”]